Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time FINE PRINT: Checking Account Statement PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? MOVE: Types of Employment PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market INTERACTIVE: Bummer! PLAY: Types of Car Insurance Which savings strategy is most effective? PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores When the Mean is Nice What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs