Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! FINE PRINT: Schumer Box Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Health Insurance Plans CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator ANALYZE: Overdraft Fees Which savings strategy is most effective? ANALYZE: Inequalities in Investing COMPARE: Which Repayment Plan Fits Your Income? PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Types of Employment You Just Gotta Habit! PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts RESEARCH: Credit Protections Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game RESEARCH: Professional Certifications PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice CALCULATE: The Cost of Auto Loans

DESMOS ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates