Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores Which savings strategy is most effective? RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? What is the average credit card debt held by Gen Z? When the Mean is Nice COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Overdraft Fees MOVE: Credit Musical Chairs COMPARE: Types of Health Insurance Plans What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game PLAY: Organize Budget Expenses INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary CALCULATE: The Math Behind Your Federal Taxes You Just Gotta Habit! CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections

DESMOS ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability