Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? You Just Gotta Habit! FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market When the Mean is Nice CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Credit Protections RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns