Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement COMPARE: Types of Health Insurance Plans ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts When the Mean is Nice PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher What's the average credit score needed to rent an apartment? PLAY: Roll with the Market FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? Do consumers send more money through Zelle or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications MOVE: Types of Employment What source of funding is used most often to start new businesses? You Just Gotta Habit! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? COMPARE: Which Repayment Plan Fits Your Income? MOVE: Credit Musical Chairs PLAY: The Bean Game Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? ANALYZE: Overdraft Fees INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans