Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment MOVE: Inflation Over Time MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package You Just Gotta Habit! COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans When the Mean is Nice INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments